Life insurance – it’s something we all need.
But how do you know what type of policy to get?
The team at Somerset Woods in Somerset, NJ wants to help you choose the best plan possible. Here’s how to do that.
Here are some tips from the best nursing home in Somerset, NJ that will help you find the best plan for your needs.
Don’t just talk to an insurance salesperson. Talk to a financial advisor – someone who can suggest a plan that fits your budget, as well as the financial needs of your family.
Can’t think you can afford an advisor? There are some no-commission financial advisors who can help you keep costs low.
There are multiple insurance plans to choose from, the most common is term life and whole life plans.
Term life insurance: Pay a premium and keep the insurance as long as you pay for it. There is no cash value with these policies.
Whole life insurance: This is a cash-value policy. Part of your monthly payment goes toward paying the plan, while the other half goes toward a savings account, making it ideal if you want funds available after your death.
Other options: Universal life and variable universal life – types of whole life insurance.
Investing in a good insurance policy will protect both you and your loved ones, which will help you have peace of mind.
If you have questions about what type of insurance plan you need, whether it’s life or health insurance, or you have questions about what an existing plan (like Medicaid) covers – the team at Somerset Woods in Somerset, NJ can help.
Do you have questions about life or medical insurance? Contact us with your questions – we’re happy to help.
Modern technology is simply amazing.
The healthcare community is always utilizing new technology. Somerset Woods is no different. Whenever possible, the team uses the latest technology to help them better serve their residents.
They go a step further, though, by encouraging their residents and their families to embrace technology.
Here are just a few reasons why Somerset Woods – the best nursing home in Somerset, NJ – advocates the use of things like tablets and smartphones.
Smart devices are great for keeping in touch with friends and family. Apps like FaceTime, Skype, and Zoom are easy to use and totally affordable (AKA: free!)
Did you know there are personal safety apps for seniors? The following apps will keep your loved ones safe even if you can’t be with them.
Medication management is imperative. It’s so easy to get medications and dosages mixed up. Thankfully, apps like MediSafe Medication Management help keep track of medications, while others remind seniors when it’s time to take their meds.
If you’ve been evaluating nursing homes near Somerset, NJ, choose the one that has your loved one’s best interests at heart.
Not only will the team at Somerset Woods keep a close eye on the emotional and physical health of your loved one, but they’ll also help them find ways to embrace technology.
Whether they need help using FaceTime to talk to their grandkids or they need help understanding their medication management app – the team at Somerset Woods is always happy to help.
Curious how we utilize technology to care for our seniors? Contact us today to learn more.
You may take steps for a healthier lifestyle, such as eating right and exercising daily. However, if you don’t know your family’s medical history, you may be missing important information that could reduce your risk for some serious conditions. When you have the facts about your genetic makeup, you can use those facts to create a plan for prevention, screenings and early detection of a wide range of diseases. Somerset Woods Nursing Center has the facts about why you need a family medical history and how to compile one to benefit everyone in your clan.
The best family medical history will span generations to identify potential diseases that run in the family and conditions that might be particularly problematic due to a record of diagnosing them at younger ages. The best opportunity to collect this information might be at a family gathering over the holidays. Create a chart of family members that you can complete with diagnosed medical conditions, age at diagnosis and lifestyle habits that might have contributed to the condition.
You should also include family members that died, age at death and cause of death. Note conditions that were diagnosed at an early age, as this can often increase the risk of that condition in other family members.
Some of the conditions to be sure to include in your family history might be:
Diagnosis of these conditions before the age of 50 or in multiple family members might lead to earlier screenings, medications or genetic counseling for others in the family. Make sure your doctors have this information so they can oversee your medical care accordingly.
Somerset Woods Nursing is considered one of the best nursing home in Somerset, NJ. Find out more about our services, by contacting our staff today.
We all have the occasional memory lapse, where we can’t remember a name or we misplace our keys. Many of these incidents can be attributed to stress, mental overload or the simple act of getting older. But are these minor events signs of a bigger problem to come?
Worry over age-related diseases like dementia and Alzheimer’s are common and fortunately, most are misguided. However, there are some early indications that could warn you a more serious condition is on the horizon.
Alzheimer’s is characterized by a loss of cognitive function, from memory issues to difficulty communicating. Early concerns might include:
We all make poor decisions from time to time. People developing Alzheimer’s may use poor judgment consistently, from trusting the wrong people to giving money away. You might also notice a lack of interest in personal hygiene and bathing.
Perhaps the mother, father or sibling you have always known begins to act quite differently as the early onset of Alzheimer’s begins. Some of the changes you might notice include:
If you notice any of these issues with yourself or someone close to you, seek a medical assessment as soon as possible. While there is no cure for Alzheimer’s disease at this time, early detection can mean more effective management of the disease.
Somerset Woods Rehabilitation and Nursing Center is committed to helping residents and families live their best life. If you are looking for nursing homes near Somerset, NJ, contact our office today.